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You may be asked to fax all the documents that ascertain your employment and residential address Establish also that you are getting monthly salary for past six months from the present employment and that you have a bank checking account in your name

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Welcome to part two of our eight-part analysis of Mintcom In the last post we covered how to use the Accounts and Profile pages In this post we take a closer look at Mints Overview page

Overview

Clicking on the Overview tab in the upper navigation brings you to a page that functions as your dashboard This page features a series of interesting modules that give you a broad view of your financial situation Each module lets you drill down further by linking to more detailed information on other pages of the site Below youll find descriptions of each of those modules

Accounts Module

This module which runs along the left side of the page gives you an overview of the various accounts you set up in the Your Accounts pop-upincluding cash credit loans investments and property It also calculates your total net worth

Alerts Module

The alerts module sits at the top of the page warning you of any upcoming bills as well as any large deposits or withdrawals associated with your accounts

Advice Module

This module sits below the alerts module providing suggestions to improve your financial situation like setting specific goals or taking advantage of financial product offers

Budget Module

The budget module gives you a broad look at each of the monthly budgets youve defined more info below You can see how much youve spent in each of those categories and how close you are to reaching your spending limits

Goals Module

The goals module gives you an update on how close you are to hitting your user-defined financial goals letting you know if youre behind or ahead of schedule on your savings plan

Portfolio Movers amp Shakers

This module shows you the top gains and losses from your financial portfolio for the previous seven days It shows you the dollar value of each security listed as well as the seven-day gain or loss in both dollars and percentage points

Trends Module

Located just below the accounts module on the left side of the screen the trends module provides an overview of two very important trendsyour cash versus credit card debt and your net income The cash versus credit card debt section displays a bar graph showing your cash on hand credit card obligations and the net difference between the two The net income section also displays a bar graph with each bar representing your net income for a given month

Ways to Save Module

This module advertises various financial products that can help save you money Youll find offers on credit cards insurance bank accounts loans retirement funds and more

This concludes part two of this eight-part series Next time well take a look at Mintcoms Transactions page

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Wonga was established in 2007 and is today one of the most talked about payday loan lenders in the UK They have a significant online presence and their service is totally online so you dont have to call or fax
They also have a unique business model where they charge a 1 fee per day in contrast to most lenders who charge 25 loan-term Depending on your needs the Wonga model could be expensive or cheap so you should check out their loan slider to see how much you will repay
Wonga lend up to 1000 and for new customers they lend up to 400 Their representative APR is 4214 and their charges are 1 per day So for a 207 payday loan for example the costs will be
207 for 20 days total amount payable 25442
interest 4192
Administration fee 550
representative APR 4214
Like other top payday loan lenders Wonga also have minimum requirements and they are
must have a bank account that receives direct debit
must be 18 years old
must be employed or a freelancer or consultant
must be a resident of the United Kingdom
Wonga have the most customer reviews on the web Thousands of their customers have left reviews on prominent online payday loan comparison and review sites
There are many positive ones and some negative ones too and this is to be expected for a company in this field However many of them show that they are a responsible lender and this is why theyve been classed as the UKs top lender
There are pros and cons associated with Wonga and weve included the major ones below to help you decide if its the right lender for you
Pros
1 Wonga not only accepts the fully employed they also approve freelancers and consultants who can demonstrate the ability to repay on the due date
2 They charge 1 per day on the payday loan and this could be cheaper than all other lenders if you borrow for a shorter period
3 They deposit funds in your bank account within 15 minutes of approval and that includes weekends too
4 Wonga have the best loan slider in the industry which features prominently in their TV ads and clearly shows what you repay
5 They regularly offer promo codes that help you save on loan charges
6 They lend up to 1000 and this is more than the industry average of 750
Cons
1 Wonga have very few negatives but their loan charges can be potentially the highest especially if you borrow for a longer period
Summary
This lender has shown that it has the best service and takes its customers needs seriously They have a very helpful website which includes some top features like the service to pay for your bills without the funds reaching your bank account first

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Financial products offered by United Cash Loans

Some of the financial products offered by the company include the following

Payday Loans
Flash check advance
Cheap rate loans
Instant cash

In addition to the above the company also tries to solve financial problems faced by people United Cash Loans caters to the customers throughout United States of America

More about United Cash Loans

This section provides information about the working of the United Cash Loans The answers of few commonly asked questions are given below We would know more about instant cash under the following headings

Definition of Cash advance

A cash advance may be defined as instant cash which is extended to an individual on the basis of his credit card account The issuer of cash advance may charge a transaction fees depending on the amount that is being availed

Eligibility criteria

Any person satisfying the following conditions may opt for a cash advance from United Cash Loans They are given hereunder

The applicant for cash advance has to be employed in a company
Should have a regular income flow
Should own a checking account
Must be a citizen of United States of America here we assume that the applicant stays in USA
The age of the applicant should be 18 years or more

Amount that may be availed

The loan amount which may be availed depends on a number of factors An individuals regular income purpose of loan age and various other factors decide as to how much money an individual is eligible for

Cost of processing the loan

The amount charged as processing fees depends on the purpose for which the cash is needed

Time of disbursal

Once the on line application form has been submitted by the applicant it takes roughly 24 hours to credit the amount in the account of the applicant It may also be credited in the following business day

Repayment plan

The lender usually deducts a minimum amount from the bank account and the remaining amount may be paid when the applicant has the sufficient cash in hand

Purpose for which instant cash may be availed

One may feel the need to opt for instant cash if he has to

Pay his pending bills
Pay up for getting an electricity reconnection
Repair an electronic gadget
Pay for unexpected medical expenses
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Make payments for overdraft fees
Pay Taxes
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Spend for a weekend party

It may be any expenditure which crops up all of a sudden

How reliable are the on line money lenders

With so many fake companies operating in the industry many consumers have been cheated off their money Before they could actually find out the matter their pockets were empty already Few guidelines have been given below which may help a loan seeker to explore the authenticity of a money lending company on line

Identifying a genuine money lender on line

More and more people are becoming conscious these days as there are many fake companies operating everywhere Experts suggest that there are a few parameters which can help in identifying whether a company is authentic or not Some of them are listed below

The company should be having genuine contact information
The service should be prompt In this case the cash disbursal should be within the same day or the following day
The transaction should be carried out in a secured environment where customers should not worry about identity theft or cash theft In other word the transaction should be safe and secured
One should also read reviews of the company
Scams involving United Cash Loans

Reports indicate that the company had messed up with peoples money and when debtors wanted to return the money they had borrowed the company tried to extend the loan period so that more interest money could be extracted from the borrowers There were other incidents of cash manipulation also

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Payday loans are a small temporary loan aid that is secured against your upcoming payday There is no pledging of the collateral is demanded from the borrowers which makes the finance risky for the lenders If you are getting charged with slightly higher rates due to no security demand you can search the better deal by making a thorough online research There are many lenders that provide free loan es Comparisons and making negotiation will let you grab the most affordable deal of all

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First renewal of the most dominant Tiewei and then again with the core is expected to renew long-term contracts this is definitely a good omen Manchester United to retain the first Vidic and Wayne Rooney ready to stay the two pillars before and after the games will stay at Old Trafford this summer OK Real Madrid Manchester United to the double blow

2012 Manchester United face amulet

With Nemanja Vidic after the formal renewal of four year contract Manchester United CEO David Gill has announced that Wayne Rooney can not wait to leave the PFA Player of the team He said very clearly the club is like that both sides hope that his long-term future linked with Manchester United Gill said to his desire and his sense of the club we are confident to reach an agreement

US training and games are Manchester United the future seemed bright Ferguson also stressed that the club has a long history of a tradition Manchester Uniteds history is very simple always based on young players Now the team where there are a lot like the only two new players this summer Chris Mauresmo Lin and Hernandez with the team already has Gibson strong Niyi Vince Kiko Aubertin and Rafael Fabiaoda Silva twins

However a time bomb ticking in at Old Trafford is still turning Sir Alex Ferguson has been the most trusted veterans getting older 39-year-old Van der Sar Ryan Giggs almost 37 years old Scott Falls about 36 years old Gary Neville is also 35 years old in the past they battle a total of 2300 games for United but last season they not only failed to reduce the role of the team but more important is the main goalkeeper Edwin van der Sar Paul Scholes Manchester City lore Giggs is the assists Neville important games in the Champions League stars such as Ronaldinho starting to freeze one of the most direct evidence is in the April decision to fight to win against Chelsea 4 All were veteran starter

Points in 2008 Champions League final to kill Chelsea Ferguson Ryan Giggs and Paul Scholes had predicted a season played only 25 to 30 games However two years later played 79 games Giggs Paul Scholes 73 games are excessive This shows their ability and progression it also shows a brutal fact - Eph Ferguson did not find commensurate replacement

Was considered to be the successors of Serbia winger Tosic Giggs has been cleaned Van der Sar Ben Foster transmission of the same end Manchester United are now left without a genuine will there is no other high-level goalkeeper More difficult to find a substitute for Paul Scholes Michael Carrick took the downhill constantly injured Owen Hargreaves Paul Scholes before the season than last season played a greater role Ferguson denied the king of the Netherlands Wesley Sneijder Buy Inter Milan but also give a free check in their genius has always been optimistic about England midfielder Joe Cole who was Liverpool get Sir Alex Fergusons views may have changed but the Manchester United fans are suspected Joe Cole is not the Red Devils can not afford to pay - 9 pounds weekly

In the four veterans only Gary Neville has been optional And if you want to find Van der Sar Ryan Giggs and Paul Scholess successor Manchester United take at least 6000 pounds to ensure that the overall level of the team is not down Sir Alex Ferguson at least three world-class star

Sir Alex Ferguson admitted the main national team wanted to buy David Villa of Spain but the latter 40 million worth too high the transfer market is not a reasonable price Sir Alex Ferguson commented He and David Gill insisted that the Glazer family has to provide adequate transfer of funds available although rumors continue to the outside world 726 million in debt and has made the Red Devils have enough money

Jill Ferguson said that nearly 100 million transfer of funds but so far they spent less than 2000 pounds Hernandez 7000000 Smolin 10 million In fact without paying the money directly to the Glazer spent too much cash because the sale of Tosic and Foster to recover at least 800 million Data show that Sir Alex Ferguson at Manchester Uniteds signings this summer to spend even as Wolves boss McCarthy let alone Manchester City Mancini

We are very satisfied with his squad said Sir Alex Ferguson in the United States however to keep up with the season as Manchester United team is very large but too many borderline players like John OShea too similar to Rooneys phenomenal star Rooney goal Manchester United over-reliance Vidic Evra and Sir Alex Fergusons effective offensive and defensive veteran Also in the United States Paul Scholes retired recently suggested not to consider Mingxia Ryan Giggs and Edwin van der Sar had a similar speech last week

However when the few time bomb explosion cause much damage and destruction Perhaps for the Red Devils Empire the Old Trafford that will bring the 2012 - old Mr indeed possible coincidence Mayan doomsday prophecy will be hanging up his boots in 2012 retired

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Preparing for a toddlers birthday party is always fun because of the endless theme ideas you can implement If you want to go for a Barney birthday theme this year all you need to do is prepare a bit of budget and a lot of DIY ideas to save on expenses Dont worry because you only need a portion of your paycheck to make this party happen And if payday is away you can apply for instant payday loans from the best lenders These Aussie payday loans are ideal for urgent needs and payable next payday

So what should you do with your Aussie payday loans budget Use it to prepare a Barney themed party for your child with as little expenses as possible Here are some tips from other moms

Download Barney designs online Some moms took advantage of free images online to make stickers invitations and coloring books You can do the same by going online and researching for Barney pictures you like It is even better to get your childs approval on this Surf the net together and print out the pictures he wants for his birthday

DIY invitations Write an invitation on your computer and decorate it with the images you found online This is pretty simple to do and you can use MS Word for it Print the invitations place them each in an envelope and seal it using the Barney sticker you made earlier You dont have to buy a Barney stationary Just choose a lavender color set and your invites are good to go

Brown bag the party favors Dont spend too much money on party favor containers You can simply use brown paper bags and these would cost a few cents per pack To decorate get the kids to help you put Barney stickers and doodle on the bags Be sure to use violet colored color pens to stick to the Barney theme

Put up Barney decors If you dont want to spend on Barney party favors you can simply put up violet-colored decors instead For instance buy balloons in the shade of purple ranging from light to dark Festoon the venue with purple cut outs purple confettis and even purple table cloths You can also add Barney images around the place by printing out images online

Play Barney music Barney songs are popular among children so complete the atmosphere by playing Barney music throughout the event You dont have to buy CDs for this Head out to iTunes and get each song for a few cents You can also find free downloadable songs everywhere online Make a playlist and plugin your laptop or mp3 player so you dont have to operate the sound system yourself

A Barney themed childrens party is simple and cheap to do As long as you have Aussie payday loans budget you can do anything you want Find instant payday loans lenders that provide the cash within 24 hours

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Life is full of surprises Some surprises leave pleasant memories while others leave you perplexed No matter how carefully and intelligently you plan your monthly budget chances are that you might get stuck in unexpected crisis After all even the smartly planned budgets and other strategies are always on the verge of going wrong Keeping this in mind along with the fact that a large number of UK residents survive on limited monthly income financial market of the United Kingdom has introduced what is popularly known as 90 day payday loans This loan can be availed to combat all types of temporary troubles without any delay

As the name implies the amount can be availed for a limited period of three moths That means you can use this for tenure of three months and repay it once you get your salary cheque In fact loan amount is sanctioned against your upcoming paydays cheque

It is important for you to know that as the cash is advanced without any type of valuable asset or collateral these loans carry a high rate of interest However do not worry because with the availability of various lenders and intense competition amongst them you will certainly find a deal that is perfect for your pocket as well as needs Online loan market is one of the most sought after places to find just the right deal

If you are suffering with appalling credit status then look no further then these loans for it require no applicant to undergo credit checking procedure This one characteristic has done wonders to the life of people living with tainted tags such as arrears defaults late payments individual voluntary arrangements foreclosures insolvency and county court judgments including other tags

You have complete freedom to spend the cash the way you wish to without disclosing the reason to the money-lender 90 day payday loans have proved to be of great monetary assistance for a large number of people living in the United Kingdom these loans are the ultimate source of financial relief